My newest projects focus on the evolving financial landscape, particularly on the rise of Fintechs and BigTechs, and their impact on the traditional banking sector. In these projects, I explore and seek to answer important questions regarding the influence of these institutions on the credit and deposit market, as well as on financial intermediation in general.
Overall, my projects in the field of Fintechs and BigTechs contribute to our understanding of the changing financial landscape and provide valuable insights for policymakers, regulators, and industry stakeholders.
Furthermore, I delve into the risks associated with the development of these new financial ecosystems. I examine potential cybersecurity risks, data privacy concerns, and regulatory challenges that arise as banks increasingly rely on external technological providers for digitalization. Additionally, I identify a significant market concentration in DeepTech. By identifying and understanding these risks, my aim is to provide insights on how to effectively manage and regulate these new players in the financial industry.